Recreational Vehicle Insurance in Longview, TX
At Erick Dodge Insurance Agency Inc, our team is dedicated to helping RV owners find the right insurance coverage to protect their finances while on the road.
What Does a Policy Cover?
While policy inclusions may vary based on the insurer, a standard policy may offer the following: 
- Comprehensive coverage can be beneficial if your RV is damaged by theft, vandalism, natural disasters or fire.
- Collision coverage can cover damage caused by hitting an object or another vehicle, regardless of fault.
- Liability coverage can help pay for related expenses if you’re held liable for causing third-party bodily harm or property damage while operating your RV.
- Personal property coverage can help pay for the repair or replacement of your own belongings that you store inside your RV.
- Uninsured/underinsured motorist coverage can cover your losses if you’re hit by an at-fault driver who lacks liability coverage.
- Vacation liability coverage can offer extra financial protection from third-party losses for which you’re at fault if your RV is parked and being used as a residence.
- Roadside assistance can be helpful if you experience a breakdown or need towing while on the road.
Who Needs RV Insurance in Texas?
Texas law generally requires liability coverage for motorized RVs. Towable trailers and campers can be covered by the towing vehicle’s auto liability insurance. Many campgrounds or lenders may also require additional coverage if you’re using the park’s facilities or if your vehicle is under a loan.
What Factors Affect the Cost of a Policy?
Several factors can influence your RV insurance premiums, including:
- RV type, age and value
- Location
- Driving history
- Claims record
- Coverage limits
- Deductible
Why Choose Erick Dodge Insurance Agency Inc for Your RV Insurance?
We’re committed to helping our clients in Longview, TX get optimal financial protection for their RVs. We’ll guide you through your options, help you navigate insurance requirements and assist you if you need to file a claim. Our local expertise means we understand the unique risks for RV owners like you in our area.
Contact Erick Dodge Insurance Agency Inc today to request a personalized quote.
