General Liability Insurance in Longview, TX
Protecting your business’s finances from unexpected risks is essential. Our team at Erick Dodge Insurance Agency Inc is dedicated to helping businesses in Longview, TX find the right general liability insurance for their needs.
What Does a Policy Cover? 
A standard general liability insurance policy often includes the following:
- Bodily injury liability coverage can cover the medical expenses of a third party injured on your company’s property.
- Property damage liability coverage can help shoulder repair costs if you or an employee accidentally damages someone else’s property while doing business.
- Advertising injury coverage can be beneficial if a third party accuses your business of copyright infringement or stealing somebody else’s idea.
- Personal injury coverage can cover expenses related to claims of libel, slander or discrimination against your business.
How Can I Save on Premiums?
Business owners in Texas can take several steps to reduce their general liability insurance costs while maintaining essential protection:
- Shop around. Insurance rates can vary significantly between providers.
- Bundle policies. Small and medium-sized companies may be eligible to purchase a business owner’s policy, which combines general liability with property and business interruption coverage.
- Classify your business correctly. A misclassification can lead to higher premiums or coverage gaps.
- Ask about discounts. Some insurers may offer discounts for installing security systems, having low claims or paying your premiums upfront.
- Maintain a safe work environment. Implement proper safety protocols and employee training.
Where Can I Purchase a Policy?
If you want to learn more about your general liability insurance options, we’re here to guide you. Contact Erick Dodge Insurance Agency Inc to request a quote.